A big future for small payments? The case of micropayments
Within the ever-evolving landscape of digital payments, micropayments have emerged as a potent, yet relatively underutilized, instrument. Recently, I stumbled upon one of the most forward-thinking papers that shed light on the history, challenges, and opportunities,...
Reflections on payment innovation from my trip to Singapore and Indonesia
Recently, I returned from a two-week Asia journey, where I had the honor of participating in a workshop on payments and CBDC with the Central Bank of Indonesia and immersing myself in the dynamic atmosphere of the Singapore Fintech Festival. It was fascinating to...
The Subtle Art of Slow: The CBDC Adoption Journey (Coindesk Article)
It can be observed that the global adoption of central bank digital currencies (CBDCs) has been proceeding at a sluggish pace. The usage of CBDCs in countries that have introduced them has often fallen below the expectations of many. In a recent CoinDesk article,...